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Zopa: Credit card reviews

4.86
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Understanding

5
I once fell behind with payments, when doing so the people I spoken to where very understanding accommodating to my means. Reviewed on: 11th April 2023

The best credit card

5
Thank you very much for your service, I used the credit card and I so happy because it semple the make payment Reviewed on: 11th April 2023

Fab little card

5
Easy to apply. Regular updates and often new features most months on the app. Reviewed on: 11th April 2023

Fantastic easy to user friendly

5
I’ve been Zopa now for while and all dead friendly when spoken to on phone easy to use and app straight forward to great product Reviewed on: 11th April 2023

Amazing

5
Zoopa is great, the app is on my phone , which is very convenient for me because whenever I need to I can check my account balance . The app is very easy to use , perfect for me . Reviewed on: 11th April 2023

The best credit card

5
The best credit card I recommend to all people, it is very easy to use. Reviewed on: 11th April 2023

easy and clear

4
easy card to use and clear terms Reviewed on: 11th April 2023

Zopa Friendly

5
Good company to have a credit card with reliable and understanding to the present situation of the economy Reviewed on: 11th April 2023

Really helped with credit score

5
Very flexible company helps massively to my credit score Reviewed on: 11th April 2023

Easy to use Apr is good

5
Best card u can use lots off places. Reviewed on: 11th April 2023

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