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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Easy to use

Got approved quickly and not had any problems using Zopa credit card Reviewed on: 11th April 2023

Fantastic credit facility

Great customer service, always available and very helpful with advice. Reviewed on: 11th April 2023

I recommend it

I’m so happy with the service, I highly recommend it Reviewed on: 11th April 2023

Awesome

Great company to get credit card with. Regular set payment plan and work well with their customers to help with payment plans Reviewed on: 11th April 2023

Very good service, quick transfer, easy app

Very good card provider overall, easy to use app Reviewed on: 11th April 2023

You can grow you credit score

Zopa can help you achieve a better credit score and really happy with the service Reviewed on: 11th April 2023

Great company

Great customer service never had any issues. Would recommend Reviewed on: 11th April 2023

Excellent rate and service

Zopa provides very competitive and affordable rates Reviewed on: 11th April 2023

Amazing to deal with.

Zopa have been fantastic first rate marks out 10 is 10, No in fact 11 out of 20 b Reviewed on: 11th April 2023

Great app and card

Great app tells you all you need easy to understand and all in one place for Pinn reset pause your card has it all Reviewed on: 11th April 2023

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