Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

View other Zopa products

4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Very good

Very good and easy to use very good value and easy to set up repayments Reviewed on: 11th April 2023

Easy to use

Got approved quickly and not had any problems using Zopa credit card Reviewed on: 11th April 2023

Fantastic credit facility

Great customer service, always available and very helpful with advice. Reviewed on: 11th April 2023

I recommend it

I’m so happy with the service, I highly recommend it Reviewed on: 11th April 2023

Awesome

Great company to get credit card with. Regular set payment plan and work well with their customers to help with payment plans Reviewed on: 11th April 2023

Very good service, quick transfer, easy app

Very good card provider overall, easy to use app Reviewed on: 11th April 2023

You can grow you credit score

Zopa can help you achieve a better credit score and really happy with the service Reviewed on: 11th April 2023

Great company

Great customer service never had any issues. Would recommend Reviewed on: 11th April 2023

Excellent rate and service

Zopa provides very competitive and affordable rates Reviewed on: 11th April 2023

Amazing to deal with.

Zopa have been fantastic first rate marks out 10 is 10, No in fact 11 out of 20 b Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Classic credit card
from Capital One 4.16 from 302 reviews
Classic Credit Card
from Bank of Ireland 4.06 from 6 reviews
Nectar credit card (discontinued)
from Sainsburys Bank 3.44 from 97 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub