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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Awesome

Great company to get credit card with. Regular set payment plan and work well with their customers to help with payment plans Reviewed on: 11th April 2023

Very good service, quick transfer, easy app

Very good card provider overall, easy to use app Reviewed on: 11th April 2023

You can grow you credit score

Zopa can help you achieve a better credit score and really happy with the service Reviewed on: 11th April 2023

Great company

Great customer service never had any issues. Would recommend Reviewed on: 11th April 2023

Excellent rate and service

Zopa provides very competitive and affordable rates Reviewed on: 11th April 2023

Amazing to deal with.

Zopa have been fantastic first rate marks out 10 is 10, No in fact 11 out of 20 b Reviewed on: 11th April 2023

Great app and card

Great app tells you all you need easy to understand and all in one place for Pinn reset pause your card has it all Reviewed on: 11th April 2023

What's not to like?

I've been with Zopa since October 2022. The application process was super straightforward, the APR I was given was much lower than the representivave rate (usually works out the other way)... Getting to speak to someone is a doddle, the app works well 99% of the time and I really like the online security features when checking out, like having to select a recent transaction from a list. All in all, great company. Reviewed on: 11th April 2023

a very good company I recommend

Zopa is a very wonderful company, I have a credit card and I am very satisfied with them and their services Reviewed on: 11th April 2023

Credit limits

Ive tried to get an increase to credit with no success and wanted to do so as to improve my credit score to get a mortgage. Reviewed on: 11th April 2023

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