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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Staff are friendly great help always there for u hel...

Staff are friendly great help always there for u helpful Reviewed on: 6th March 2026

Best card yet

Never had a problem with Zopa easy to use and the repayments are good also Reviewed on: 6th March 2026

I love it best ever credit card the customer service...

I love it best ever credit card the customer service, lovely people Reviewed on: 6th March 2026

Helpful, thank you

Helpful, good service. thank you Reviewed on: 6th March 2026

Credit score

Being accepted for a Zopa credit card has helped me to build my credit score Reviewed on: 6th March 2026

Easy card to keep up with and negotiate in plain Eng...

Easy card to keep up with and negotiate in plain English Reviewed on: 6th March 2026

App works very promptly and suited to my lifestyle

App works very promptly and suited to my lifestyle Reviewed on: 6th March 2026

Best group

Excellent customer service will recomend to anybody Reviewed on: 6th March 2026

Does exactly what they say they will do

Have experienced everything I have requested has been achieved with no fuss. Reviewed on: 6th March 2026

Very easy to install and use app for the credit...

Very easy to install and use app for the credit card Reviewed on: 6th March 2026

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