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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43485 reviews)

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4.94

Based on 43,485 reviews, last reviewed 16th Mar 2026

155350% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great for spending. Great for spending. Helpful. Good for low credit score to get a card. Easy to use. Good working app. Good repayments. Would definitely recommend to ot... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43485)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Excellent rights card is recognised whilst shopping...

Excellent rights card is recognised whilst shopping as reliable credit card easy to make repayments and friendly customer services Reviewed on: 15th January 2026

Always quick service and never have a problem

Always quick service and never have a problem Reviewed on: 15th January 2026

Very friendly and helpful and good advice

Very friendly and helpful and good advice Reviewed on: 15th January 2026

Zopa give me card even with my poor credit score and...

Zopa give me card even with my poor credit score and it’s been a good experience with them Reviewed on: 15th January 2026

Communication is excellent and the platform easy to...

Communication is excellent and the platform easy to navigate. Reviewed on: 15th January 2026

Zopa are excellent...

Excellent, love how informative Zopa are, always keeping you up to date on new products & services. Reviewed on: 15th January 2026

Good service helpful easy to use

Good service helpful easy to use Reviewed on: 15th January 2026

Great app easy to navigate great service woukd become

Great app easy to navigate great service woukd become Reviewed on: 15th January 2026

What a great credit card bank. And service.

What a great credit card\bank, they have been crucial in improving my credit score. The app is really easy to use and updates really fast when making payments, I truly recommend a zopa as they have an amazing service. Reviewed on: 15th January 2026

No nonsense straightforward banking

Zopa has been really simple to use and borrowing is really simple and straightforward Reviewed on: 15th January 2026

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