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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Highly recommended

Really helpful and brilliant excellent customer service Reviewed on: 11th April 2023

Amazing customer service, goof interest rates

By far one of the best when it comes to customer service and interest rates for bad credit Reviewed on: 11th April 2023

THE BUSINESS

Zoo provide a immaculate smooth and caring service with on hand help any time needed they are so supportive with everything Reviewed on: 11th April 2023

The first credit card wich I made .

Zopa is the first credit card which I made , is very good and easy to apply and to is the card . Costumer service are also very kind :) Reviewed on: 11th April 2023

Best credit card provider

Amazing credit card provider, never any problems with them Reviewed on: 11th April 2023

Easy peasy

Seemless experience online. Great interface. Good communication. Reviewed on: 11th April 2023

Excellent service

Have received excellent service from this provider and would happily recommend them to my family. Reviewed on: 11th April 2023

Back on the credit ladder

Easy to apply for great app to help you keep on top of your spending and repayments nice to start building my credit score again Reviewed on: 11th April 2023

Great communication

Really good lender. Keep you up to date with everything Reviewed on: 11th April 2023

Zopa is the best

Zopa is the best credit card provider I used, very easy to apply and use, if there is any problem customer service is always happy to help Reviewed on: 11th April 2023

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