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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Fabulous

Great service good product good app have had no problems at all with this product and would recommend it to anyone who has a low credit score Reviewed on: 11th April 2023

Best credit card

Easy to use and have had no problems since using their services Reviewed on: 11th April 2023

Great credit building card

Recommend this to anyone building there credit Reviewed on: 11th April 2023

Amazing help

This card gives me the freedom to use my card anywere in any type of emergency its a great deal. Reviewed on: 11th April 2023

Easy application

Really easy app to use ...quick service.. Reviewed on: 11th April 2023

Best credit card iv had

Never had any issues with them. Fab credit card company Reviewed on: 11th April 2023

Ease of use

Great communication, fantastic app, and very easy to manage. Customer service when I have had to use it has also been very good and easy to navigate Reviewed on: 11th April 2023

Great

Really great card. It's easy to see where I am and also make payments. I'm kept upto date and I never go over my limit because of the notifications. Just great all round Reviewed on: 11th April 2023

Excellent card and app

App is easy to use, card is great for building my credit score. Really like how they help you to see how you can improve with your credit score and the different services they over. Like a one stop shop. Overall I’m happy with it. Reviewed on: 11th April 2023

Excellent company

Never have any issues with this provider Reviewed on: 11th April 2023

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