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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

100% recommend

Zopa credit card was easy application, fast process and helpful staff on hand if needed, also Zopa keep you in the picture about your credit and helpful tips how to keep your credit score healthy Reviewed on: 11th April 2023

Zopa

Easy to join access and app is simple Reviewed on: 11th April 2023

Card & app friendly

Great app with card , easy to use & self explanatory Reviewed on: 11th April 2023

Simple

Simple to use, handy app that's easy to use, good all round provider. Reviewed on: 11th April 2023

Really great!

Really helpful service, love the credit cushion feature which allows me to limit my spending. Really easy process too and the app is very accessible. Keep up the good work! Reviewed on: 11th April 2023

Best first credit card

The card is great for leaning how to manage your credit file Reviewed on: 11th April 2023

Easy Experience

Overall, easy and no nonsense credit card.. App is easy to use and navigate, payments easy to make. I think it is one of the best ones on the market :) Reviewed on: 11th April 2023

Excellent company

Excellent company and customer service very caring and easy to deal with I would recommend to everyone Reviewed on: 11th April 2023

Best credit card

I love it because is the best credit card in the world Reviewed on: 11th April 2023

Simplicity

Zopa has made everything easy to use with credit card insights to see what affects your scores down to having all its products in the same app Reviewed on: 11th April 2023

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