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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

The best

Excellent service customer service is on point Reviewed on: 11th April 2023

Great company

Had a credit card with zopa for little over a year...great experience overall easy to keep track with the app Reviewed on: 11th April 2023

Excellent Credit Card Provider

I've been with Zopa for over a year now they are a very good credit card provider with excellent customer service. I would recommend Zopa to anyone Reviewed on: 11th April 2023

Outstanding

Zopa is a really reliable and trust worthy credit card , the online access is super easy which makes it so simple to pay back what is owed from your balance , they frequently give updates on whether or not your credit limit can go up, overall it is great and I would recommend. Reviewed on: 11th April 2023

So easy to use

Ver easy experience to use.Customer support is fantastic.Always use Zopa with confidence. Reviewed on: 11th April 2023

Easy application

Easy application and good service Great with updates Reviewed on: 11th April 2023

Great

Very good very easy Ashwell good customer service Reviewed on: 11th April 2023

Responsible lender

Zopa provide a carefully managed and informative service. Responsible lending with a range of functions via their app. Woukk oh d definitely recommend. Reviewed on: 11th April 2023

Top credit card

Easy to apply, good clear instructions Reviewed on: 11th April 2023

First Class

First class product and service provider. Reviewed on: 11th April 2023

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