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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Lovely company

Would always reccomend Zopa! Ethical community lending and saving Reviewed on: 11th April 2023

Helpful customer service

Looked after me very well when I couldn't pay my monthly statement. Reviewed on: 11th April 2023

Zopa Credit Card

110% recommend Zopa for a Credit Card. Great company to deal with Reviewed on: 11th April 2023

Excellent service and support.

Great card ! Everything works well when you have questions on the service . Reviewed on: 11th April 2023

ZopaR

Prefect effortless and friendly service Reviewed on: 11th April 2023

Helpful Account

Zopa credit card has help me rebuild a chunk of poibts towards my overall credit score. Simple app makes payment easy - no complaints Reviewed on: 11th April 2023

Fantastic card provider

Fantastic card provider keeps me informed on everything i need to know very easy to deal with Reviewed on: 11th April 2023

Great company

Fantastic customer service. Great communication. Excellent problem solving Nothing ever too much trouble Easy to use product. Great app Well recommended. ⭐️⭐️⭐️⭐️⭐️ Reviewed on: 11th April 2023

Excellent

Very good for using and track your spending but they provide  Pay that would be great Reviewed on: 11th April 2023

Easy to manage

Really easy and simple application process. Reviewed on: 11th April 2023

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