Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43489 reviews)

View other Zopa products

4.94

Based on 43,489 reviews, last reviewed 18th Mar 2026

155500% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

So far so good very helpful in every way So far so good very helpful in every way Reviewed on: 18th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43489)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Good service helpful easy to use

Good service helpful easy to use Reviewed on: 15th January 2026

Great app easy to navigate great service woukd become

Great app easy to navigate great service woukd become Reviewed on: 15th January 2026

What a great credit card bank. And service.

What a great credit card\bank, they have been crucial in improving my credit score. The app is really easy to use and updates really fast when making payments, I truly recommend a zopa as they have an amazing service. Reviewed on: 15th January 2026

No nonsense straightforward banking

Zopa has been really simple to use and borrowing is really simple and straightforward Reviewed on: 15th January 2026

Great credit card.

Quick set up, very good service. All round excellent. Reviewed on: 15th January 2026

Very easy to use app very quick service

Very easy to use app very quick service Reviewed on: 15th January 2026

Just great goodvsevice And very happy

Just great great service and was there when I needed it Reviewed on: 15th January 2026

Excellent one.

Excellent one. It was smooth easy and low rate Reviewed on: 15th January 2026

Great customers service

Great customers services. Very easy to use app. Reviewed on: 15th January 2026

Zopa got me out of financial problems and allowed an...

Zopa got me out of financial problems and allowed and helped me to get back on track when no other lender would. Thank you for your support Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Avios Credit Card
from TSB 3.10 from 19 reviews
Credit Card
from American Express 4.36 from 125 reviews
Gold Credit Card
from American Express 4.70 from 24 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1538 reviews
Current account
from Zopa 4.94 from 5946 reviews
Smart Saver
from Zopa 4.94 from 8044 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub