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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Exceptional customer service

Excellent experience on all levels. Reviewed on: 6th March 2026

Simply simple

Simple to understand. Everything explained as to make it understandable. Reviewed on: 6th March 2026

SUPERB FINANCIAL AID

Thus far a thoroughly worthwhile financial aid. Reviewed on: 6th March 2026

Reliable friendly service,Easy affordable repayments.

Reliable friendly service,Easy affordable repayments.No hassle Reviewed on: 6th March 2026

Easy process and great customer service

Easy process and great customer service Reviewed on: 6th March 2026

Great Company

Easy, no fuss, straight forward finances. Reviewed on: 6th March 2026

Straightforward application and quick decision.

Straightforward application and quick decision. Account interface has loads of tools for money management Reviewed on: 6th March 2026

Fantastic company and excellent products very happy

Fantastic company and excellent products very happy Reviewed on: 6th March 2026

Cool and wise

Easy app to use straight forward Reviewed on: 6th March 2026

Amazing card and app-the first to accept me after ma...

Amazing card and app-the first to accept me after many years in an IVA.Thank you. Reviewed on: 6th March 2026

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