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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Awesome company awesome service

Always a pleasure to deal with always helpful Reviewed on: 11th April 2023

Great service

Zopa is a great credit to have it give you recommendations on how to improve your credit file as well as updating your credit alegability monthly. I like zopa I think its a great card to have. Thier app is so easy to you as well. Reviewed on: 11th April 2023

Rubbish

Very expensive perfer others dont even use it Reviewed on: 11th April 2023

Easy to use and lots of control

The zopa credit card is incredibly easy to use, has loads of control in the app and the app is very easily laid out. The ability to set a credit cushion is also nice and something I make use of Reviewed on: 11th April 2023

Best credit card

Best experience I have with zopa card Reviewed on: 11th April 2023

Reality based credit

Credit based on me, not my history Reviewed on: 11th April 2023

Brilliant for me

Helped me when I needed it. And I don't that that you can use it straight away again after paying back on the card Reviewed on: 11th April 2023

Help was there

Great credit card Tells me in advance about payment s Great offers Brilliant customer service Interest explained Monitoring my spending Text every time I use it Highly recommend Reviewed on: 11th April 2023

Great Card

Great card, easy to use and so is the app. Everything is in our place and can all be accessed easily. I have recommended family and friends if ever they needed a credit card and will continue to do so. Reviewed on: 11th April 2023

Credit

I'm so happy very quick answer good rating and I'm recommended zoopa Reviewed on: 11th April 2023

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