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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Zopa App

it was easy to apply and the decision was faster than the internet itself :) Reviewed on: 6th March 2026

It’s a good credit card when it’s hard to get anothe...

It’s a good credit card when it’s hard to get another, interest rate is okay Reviewed on: 6th March 2026

Best team

Best app always when you ask them for help they are very prompt Reviewed on: 6th March 2026

Easy to understand.

Easy to understand. Great customer service. Great rates Reviewed on: 6th March 2026

people you can actually talk to

easy to use and great customer service. Reviewed on: 6th March 2026

Im so happy from Zopa credit card everything is easy...

Im so happy from Zopa credit card everything is easy and clear Reviewed on: 6th March 2026

Nice and simple, does what it says in the tin.

Nice and simple, does what it says in the tin. App very user friendly and notifications helpful without being overly intrusive. Deals all the time for new and existing products. Better experience than with more traditional banks. Reviewed on: 6th March 2026

Very helpful and very understanding

Very helpful and very understanding Reviewed on: 6th March 2026

My credit rating improved within 2 months.

My credit rating improved within 2 months. It's a handy card and everything on the app so straight forward excellent experience thus far Reviewed on: 6th March 2026

I have had a Zopa card for about 1 year.

I have had a Zopa card for about 1 year. I have the app so it is easy to see my spend or how much is left on the card. My credit was raised after a few months. My friend also has 1 and was suprised she could get 1. Reviewed on: 6th March 2026

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