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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43489 reviews)

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4.94

Based on 43,489 reviews, last reviewed 18th Mar 2026

155500% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

So far so good very helpful in every way So far so good very helpful in every way Reviewed on: 18th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43489)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Zopa has helped to build my credit score!

Zopa has helped to build my credit score! Reviewed on: 15th January 2026

Excellent service very good service

Excellent service very good service Reviewed on: 15th January 2026

Very good service and easy to use

Very good service and easy to use Reviewed on: 15th January 2026

Great Zopa card, I use it over my other cards

Great card, I use it over my other cards Reviewed on: 15th January 2026

Zola are great

They keep in touch with you they remind you of payments ,and you know what's happening all the time. I think there great Reviewed on: 15th January 2026

App is really easy to use

App is really easy to use and you get notifications of your balance when you use the card Reviewed on: 15th January 2026

Fantastic and safe service

Fantastic services. Easy to apply. Easy to get. Very safe. Quick response. I love it. Reviewed on: 15th January 2026

Brilliant rate, helpful app, good loan provider

Brilliant rate, helpful app, good loan provider Reviewed on: 15th January 2026

I’m very happy be the customer good information and...

I’m very happy be the customer good information and advice about the product and payment Reviewed on: 15th January 2026

Great company and the app is really easy to use

Great company and the app is really easy to use Reviewed on: 15th January 2026

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