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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great insightful company

This credit card provider, great service, insightful helpful tips on increasing my credit score Reviewed on: 11th April 2023

They are simply the best

Fantastic costumer service. Very understanding and. Reviewed on: 11th April 2023

Flexible credit card

I think zopa is best credit card Reviewed on: 11th April 2023

Excellent Credit Card

I am very happy with my Zopa credit card. I wanted a credit card as a back up .. They gave me a reasonable low amount.. so I would use it to help on paying things.. when short of cash .. then pay it off .. then repeat the process.. they always keep me updated on my spending.. if I’ve spent too much.. Reviewed on: 11th April 2023

Best credit card

I like how when u pay your money back it goes straight on to the card snd when I've gone over due to purchase interested I've had no extra payment fees Reviewed on: 11th April 2023

Excellent - Service

I have been using Zopa for some time now and have found that they attention to customer satisfaction goes beyond what you would expect from a credit card. Reviewed on: 11th April 2023

The best credit card provider

Very easy and fast all services by Zopa! Happy to recommend Zopa for everyone who need it!!! Reviewed on: 11th April 2023

Always reliable

Always work, even when not enough credit. Reviewed on: 11th April 2023

10/10

Glad I found it on internet, app easy to use, all notifications I need Reviewed on: 11th April 2023

Professional service and easy to use

This card was easy to apply for , they was very professional in my application, very understanding and was extremely helpful Reviewed on: 11th April 2023

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