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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43485 reviews)

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4.94

Based on 43,485 reviews, last reviewed 16th Mar 2026

155350% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great for spending. Great for spending. Helpful. Good for low credit score to get a card. Easy to use. Good working app. Good repayments. Would definitely recommend to ot... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43485)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

No problems with Zopa

I have never had a problem with Zopa, and the app is so easy to use :) Reviewed on: 15th January 2026

Safe secure clear app

Efficient Kept informed by email of changes statement updates. App easy to use clear instructions. Reviewed on: 15th January 2026

Having been with Zopa for quite a while, both with a...

Having been with Zopa for quite a while, both with a loan and a credit card, I find their information platform excellent. Always know exactly where you are with any product. Updates on spending is daily. I’ve been round the block with finances, Zopa is up there with the best. Reviewed on: 15th January 2026

I got a car on finance and also a credit card card f...

I got a car on finance and also a credit card card from Zopa and very happy with them Reviewed on: 15th January 2026

Simplicity perfected

Ever since getting a Zopa card, everything has been transparent, simple and open. No problems, no hidden conditions just straightforward and wonderful customer journey. Reviewed on: 15th January 2026

Zopa is sensible with borrowing funds.

Zopa is sensible with borrowing funds. A company that dosnt throw credit at you to get you into debt. A company I trust. Which is very important when lending money Reviewed on: 15th January 2026

Amazing Service

I can’t fault Zopa at all, very happy with their service Reviewed on: 15th January 2026

Very good service and helpful many thanks

Very good service and helpful many thanks Reviewed on: 15th January 2026

The app is so simple to use, everything can be done...

The app is so simple to use, everything can be done from one app! Reviewed on: 15th January 2026

Good credit card account.

Good credit card account. Reasonable interest. Would be great if could be added to Apple Pay Reviewed on: 15th January 2026

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