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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very good credit card company

I use my credit card for holidays,birthdays,Christmas and emergency purchases. I pay more than the minimum payment each month. I also make more payments when possible. The interest is reasonable compared to other credit cards. Reviewed on: 11th April 2023

The best card for rises

The best card for me to rise the credit score Reviewed on: 11th April 2023

Excellent

Never had any issues or problems fantastic Reviewed on: 11th April 2023

Highly recommended company!

Good service.good company.. highly recommended! Reviewed on: 11th April 2023

Great card to build your credit

this is a great card to help build your credit Reviewed on: 11th April 2023

Credit card

Overall good, but I have Zopa from few years but borrowing power never increased and so the credit limit as well. Reviewed on: 11th April 2023

Credit Card

I got a credit card from Zopa, I use the app which is very easy to work your way through. You get updates about your statement and it also advises where you spend most of your money - a great feature! I have had no issues whilst using this bank card! Very efficient. Reviewed on: 11th April 2023

Can't fault them

Always kept in contact regarding anything to do with my credit card. Statements always on time fab credit card Reviewed on: 11th April 2023

Best Apr rate credit card

Easy to apply new exactly what I was getting by far the lowest Apr rate of all my credit cards very easy to manage by app Reviewed on: 11th April 2023

Fantastic

Good communication and customer service Reviewed on: 11th April 2023

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