Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

View other Zopa products

4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

EASY TO WORK

LIMITED CREDIT. CAN USE EVERYWHERE. Reviewed on: 11th April 2023

Good card to bulid your credit

Been with you now for over 12 months cant fault you keep the good work thanks for my card Reviewed on: 11th April 2023

Great service

Great service. Easy to use and great app. Recommend Reviewed on: 11th April 2023

Great to help when help is needed

This is so good to boost your credit score and always there for that extra help for when things can get tough Reviewed on: 11th April 2023

My favourite credit card

Easy to use the App - constantly kept informed. Reviewed on: 11th April 2023

Zopa

I would recommend this excellent credit card to everyone as the company is good and supportive to their client Reviewed on: 11th April 2023

Very Satisfied

Very user friendly with a fab app that helps you to keep track. I am very happy with my experience with Zopa and would highly recommend. Reviewed on: 11th April 2023

Stress free credit.. simple!

Love my Zopa credit card, easy to use, easy to pay! I carry it with me every day! Reviewed on: 11th April 2023

company favors its ideals with precision

easy handling of the app, great communication with the service via chat or call accepted anywhere, nothing to complain about and not to mention that the rate is very low and favors the customer a lot Reviewed on: 11th April 2023

Thumbs up

I’ve never had any problems with Zopa , would highly recommend Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Classic Credit Card
from Bank of Ireland 4.06 from 6 reviews
Classic Extra Card (discontinued)
from Capital One 4.08 from 6 reviews
Credit card
from ASDA Money 3.31 from 111 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub