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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great Company

Got a great offer on my Credit a card and am always kept up to date with any changes to my card. Lots of communication Reviewed on: 11th April 2023

Credit card

It’s one of the best I’ve used. Really good rates and even when I miss a payment they help me get back on track, they have so much support for people. Great item Reviewed on: 11th April 2023

Awesome card

Never had an issue :) great service Reviewed on: 11th April 2023

Easy to use card

This is a good company who make sure you can afford to borrow, app is alos really useful and easy to use Reviewed on: 11th April 2023

The best no doubt

Zopa credit card is the easiest most simple way I have found to build my credit rating. The app is easy to use and gives great clarity on your borrowing power and usage. The customer service team whenever I have needed them have always been on hand to help in a friendly and professional manner. Overall the best credit company there is!! Reviewed on: 11th April 2023

I would definitely recommend this card.

Taking a credit card set up with Zopa was super easy, the app is brilliant too and really simple to use. Excellent service. Reviewed on: 11th April 2023

All smooth process , consistent with service

Since i have got the credit card from Zopa, I can review my credit score in the application , balance , payment date etc. It has helped me with pictures as jargons get heavy on me. All in all very good and effective service. Reviewed on: 11th April 2023

Efficient

Always well informed about any updates and offers Reviewed on: 11th April 2023

Best card for people with fair/ averag credit scoree

Zopa card help me to meet my daily expences. Real time alerts and notifications to make payments on time. Its very flexible and easy to use. Me and my wife both uses zopa. If we use responsibly zopa is the best . It help me build my credit rating as well Reviewed on: 11th April 2023

Excellent Company

Friendly, helpful and customer centred. Reviewed on: 11th April 2023

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