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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Awesome

Quick and easy to apply can not fault them Reviewed on: 11th April 2023

Great provider

Helped me get a better credit rating. Gives me the limit increases that I needed. App is very easy to navigate. Reviewed on: 11th April 2023

Happy

I'm quite happy customer,the only interest rate is a bit more then a expect. Reviewed on: 11th April 2023

Easy to understand

The app is clear and easy to keep track of spending and payment Reviewed on: 11th April 2023

Excellent

Excellent service and products. Reviewed on: 11th April 2023

Changed my life

Thanks for helping get my credit back on track, I honestly can’t thanks you enough, using the card has helped my life & financially helped me gain a good credit system again. Your sincerely Mr. K N Garvey Reviewed on: 11th April 2023

Easy and safe

Great company easy to use no hassle what so ever thank you Reviewed on: 11th April 2023

Wonderful

Lovely with this credit card Had no problems Reviewed on: 11th April 2023

Simply the best

Helpful staff easy to use app, highly recommended Reviewed on: 11th April 2023

FANTASTIC COMPANY SIMPLE TO USE

Very easy to bank via the app. Great customer support and contact. Highly recommend Reviewed on: 11th April 2023

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