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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very good

They have been very easy to use, their communications are clear and honest and I haven’t had a single problem with them Reviewed on: 11th April 2023

Zopa - amazing

Great app coverage, plus the card is beautifully made. No issues using this card and keeping a check on my balance. Outstanding customer service. Reviewed on: 11th April 2023

Brilliant company

Offers loans and credit while advising on credit rating. Reviewed on: 11th April 2023

Responsibility

They are very responsive, professional and easy to work with!! Reviewed on: 11th April 2023

Best card

I like to know that zopa is a best credit card Reviewed on: 11th April 2023

Credit at your convenience

Convenient and easy, with all the help offered. Reviewed on: 11th April 2023

Easy!

Very easy, user friendly products. Reviewed on: 11th April 2023

Top of their game

I found the card very useful and the service is 2nd to none as soon as I pay it immediately transfer to my account and I am very happy Reviewed on: 11th April 2023

Easy to use

Easy to use and easy to understand Reviewed on: 11th April 2023

Easy access

Very easy to navigate the app and male affordable payments Reviewed on: 11th April 2023

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