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Zopa: Credit card reviews

4.86
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great service

5
Super easy to call and get an answer . The app works as it should too. Reviewed on: 11th April 2023

Best provider

5
Great service and app, easy to use Reviewed on: 11th April 2023

Zopa PB Review

5
Excellent card to get, easy application and good service provider Reviewed on: 11th April 2023

Good card

5
Card suited my situation and has been helpful in rebuilding my credit rating. Reviewed on: 11th April 2023

Best credit card

5
I choose Zopa the best credit card Reviewed on: 11th April 2023

Easy to manage

5
Easy to manage, good customer service, competitive rates Reviewed on: 11th April 2023

Easy to use

5
Needed a credit card for those little emergencies that pop up now n again and my Zopa card offers me the financial freedom to use when and where needed. Would definitely recommend Reviewed on: 11th April 2023

Excellent service

5
Excellent service and good customer experience very helpful customer service and information Reviewed on: 11th April 2023

Easy to use

5
Easy to use app is straight ward. Card limits easy to set Reviewed on: 11th April 2023

Easy to use

5
Easy to use and manage your credit card with the app Clear on payments and costs Reviewed on: 11th April 2023

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