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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Ease of use with app, great customer service with he...

Ease of use with app, great customer service with helpful staff. Helpful updates and reminders. Reviewed on: 6th March 2026

Easy to use

Very easy to use no problems using the app and making payments Reviewed on: 6th March 2026

I am very happy with Zopa.

I have been very happy with Zopa their efficiency and excellent customer service is outstanding. I value Zopa very much. Reviewed on: 6th March 2026

Quick no hassle service easy to set up and use...

Quick no hassle service easy to set up and use Reviewed on: 6th March 2026

Really great experience.

Really great experience. Easy to use, clear and transparent. Highly recommend. Reviewed on: 6th March 2026

Great card ,clear app and now on Apple pay

Great card ,clear app and now on Apple pay Reviewed on: 6th March 2026

Had zopa before, brilliant company to use.

Had zopa before, brilliant company to use. Reviewed on: 6th March 2026

So far so good

Easy application, fast decision. Low amount to start off but that's sensible, look forward to a long, successful relationship. Very happy will all aspects of the service provided. Reviewed on: 6th March 2026

Great service and easy to use.

Great service and easy to use. Not had any issues with zopa at all Reviewed on: 6th March 2026

Zopa are very easy to deal with and everything was d...

Zopa are very easy to deal with and everything was done very quickly. Reviewed on: 6th March 2026

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