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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very great company

I love my credit card as the app is easy and allows you to navigate through the app and speaking with them is simple and effective compared to my other credit card app and speaking with them Reviewed on: 11th April 2023

Easy

Easy to use fast updates clear overview Reviewed on: 11th April 2023

Best credit to fit your needs

Will recommend Zopa to everyone,is tailored to suit your needs. Reviewed on: 11th April 2023

Credit card review

Highly recommended from me, no issues, great customer service and fair company to use Reviewed on: 11th April 2023

Fantastic credit card

My experience with Zopa has been a very positive one so far, the customer service is great and the rates are very reasonable. Reviewed on: 11th April 2023

Great Credit card

Great offers and very good credit card, and quality Customer service. Thanks Reviewed on: 11th April 2023

Always nice to have card for emergency

They don't give you what you can't pay back helps you not to get into any debt brilliant Reviewed on: 11th April 2023

Easy App to use and a reliable company

I wouldn’t use any other company! It’s affordable, reliable and always on hand to answer any queries Reviewed on: 11th April 2023

Excellent

The app is great. My credit card is great too. Putting money on the card and u is deducted from my balance, this is a big plus for me. Everything is clear and understandable and I would recommend it to everyone. excellent. Reviewed on: 11th April 2023

Great supportive credit card provider

My experience with Zopa over the last 3 years has been brilliant. A great provider for your first credit card, guiding you all the way. I have been well supported with any questions and queries and my credit score has never been better Reviewed on: 11th April 2023

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