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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022
Michael 's avatar
Michael

Excellent

5
This has been a great card no problems and when you contact them they are so helpful Reviewed on: 11th April 2023
nicholas clarke's avatar
nicholas clarke

Very great company

5
I love my credit card as the app is easy and allows you to navigate through the app and speaking with them is simple and effective compared to my other credit card app and speaking with them Reviewed on: 11th April 2023
Rachael Lane's avatar
Rachael Lane

Easy

5
Easy to use fast updates clear overview Reviewed on: 11th April 2023
Angelo Murphy's's avatar
Angelo Murphy's

Best credit to fit your needs

5
Will recommend Zopa to everyone,is tailored to suit your needs. Reviewed on: 11th April 2023
Richard Mensah's avatar
Richard Mensah

Credit card review

5
Highly recommended from me, no issues, great customer service and fair company to use Reviewed on: 11th April 2023
James Roffey 's avatar
James Roffey

Fantastic credit card

5
My experience with Zopa has been a very positive one so far, the customer service is great and the rates are very reasonable. Reviewed on: 11th April 2023
Rachel Webber's avatar
Rachel Webber

Great Credit card

4
Great offers and very good credit card, and quality Customer service. Thanks Reviewed on: 11th April 2023
Dizzel Osas's avatar
Dizzel Osas

Always nice to have card for emergency

5
They don't give you what you can't pay back helps you not to get into any debt brilliant Reviewed on: 11th April 2023
Sue Taylor's avatar
Sue Taylor

Easy App to use and a reliable company

5
I wouldn’t use any other company! It’s affordable, reliable and always on hand to answer any queries Reviewed on: 11th April 2023
TJay Jayne's avatar
TJay Jayne

Excellent

5
The app is great. My credit card is great too. Putting money on the card and u is deducted from my balance, this is a big plus for me. Everything is clear and understandable and I would recommend it to everyone. excellent. Reviewed on: 11th April 2023
Angelika 's avatar
Angelika

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