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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great App

Really good app, reliable and simple to navigate. Communications are just right. Not bombarded but well informed. Reviewed on: 11th April 2023

Great customer service and a great product

I got approved with no issue and my limit was based on my circumstance. With good usage, my limit was upped accordingly and they've been extremely prompt with responding to queries and ensuring payments are reflected quickly. App is easy to use and I've had no issues with my card. Reviewed on: 11th April 2023

Outstanding

I have never had any problems or issues with Zopa friendly and easy to use app for repayments Reviewed on: 11th April 2023

Good card

Good card you know exactly what your limits are Reviewed on: 11th April 2023

Credit score builder

This card is helping me build my credit score. When I've struggled with payments due to illness, they've been really helpful and I don't feel pressured by them at all Reviewed on: 11th April 2023

Excellent credit provider and good services that well togethor

I've been with zopa for a long while now always had excellent customer service and its always been good value for money. never had any issues with them either. cant thank them enough Reviewed on: 11th April 2023

Great card and service

Such an easy company to contact, straightforward service and prompt Reviewed on: 11th April 2023

One of the best credit card

Zopa credit card is one of the best credit card. Low interest rate,update every single transaction, great customer service always ready to resolve any kind of credit card relation issues. Reviewed on: 11th April 2023

It's a grate card easy to set up. And use well recommended for your first card

Easy to use and set up. Keeps you in control of your finances grate card Reviewed on: 11th April 2023

Zopa has a great credit card

Zopa is a very good company Open to customers Reviewed on: 11th April 2023

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