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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

The best credit card

The Zopa credit card has been fantastic. As my first credit card, it couldn’t have been smoother and more accessible to use the card properly. The support team are also great and the app is very easy to use. Reviewed on: 11th April 2023

Very good service

Always willing to help, very prompt replies to any problems. Reviewed on: 11th April 2023

Your company does not hold any bad thing against me

You help me get your credit card witch other company's would not entertain me because of my credit sore you very nice and a good listener Reviewed on: 11th April 2023

Would 100% recommend to a friend!

Really great and supportive customer service - so easy to contact/solve any problems and super friendly :) Reviewed on: 11th April 2023

Very flexible, helpful, understanding.

When I first applied, I didn't think I would get accepted for the credit but it was suggested through Total Money app. It came at the right time and they helped me out loads with my needs. The app is brilliant too. Not waiting around on the phone and instant messages and updates to your phone and you can pay via the app and see your balance going down. Easy access. Reviewed on: 11th April 2023

Reliable company

Very good for special holidays, gifts and big shoppings . Reviewed on: 11th April 2023

No Problems

Never had any issues or had any problems Reviewed on: 11th April 2023

Brilliant Zopa!

Really easy to use the app, check your balance and make payments Reviewed on: 11th April 2023

Great & easy to use

Had no issues with Zopa and have found the app extremely easy to use, I also like the cushion option Reviewed on: 11th April 2023

Great service

Great easy to use service with full transparency Reviewed on: 11th April 2023

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