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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very helpful & informative

Zopa from the minute I had my credit card have been most helpful, friendly and organised. Always informed of any changes and/or new products which may interest me. They go above and beyond and very informative. Highly recommend. Reviewed on: 11th April 2023

Phenomenal, Easy and Convenient

Amazing to use, friendly bank, best service out there Reviewed on: 11th April 2023

Zopa are excellent

Zopa have been a great provider of credit for myself. They have set sensible credit limits and increased my credit limit on 2 occasions. They are a great company helping people like myself restore their credit rating by offering a great range of products suited to the individuals needs. Reviewed on: 11th April 2023

Great provider

Zopa have a great mobile app and the customer service is so easy to use and you get the correct answer every time Reviewed on: 11th April 2023

Simple and Best

Great service and support available at all times. From mobile banking app to customer service, simply great! Reviewed on: 11th April 2023

Amazing

Very helpful HR, very good rate Reviewed on: 11th April 2023

Simple, useful, great

Credt card account was easy to setup and card is simple to use. Balances, statements and transactions are all easy to access. Exactly what you want from a credit card Reviewed on: 11th April 2023

Best Credit Card Ever!

The whole process from application to getting and using the card was smooth and straightforward! The app is brilliant, so easy to use and clear. Making payments is simple to with many options on how to make the monthly repayments. Couldn't ask for a better card or company! Reviewed on: 11th April 2023

Clear information

I like Zopa because it is straightforward and easy to understand. I also like that they have everything on the App, which works well and doesn’t glitch all the time like some others. I appreciate the credit tips too. Reviewed on: 11th April 2023

Easy and helpful credit card

Helps me stay on top of my credit score Reviewed on: 11th April 2023

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