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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025
lea Taylor's avatar
lea Taylor

Extremely good and supporting

5
I've had and still am having a fantastic experience with zopa Reviewed on: 11th April 2023
pamela renwick's avatar
pamela renwick

Responsible lender

4
Zopa don't increase my credit limit if they aren't confident I can handle it. This is very different to other lenders and it really helps me to manage my money. Reviewed on: 11th April 2023
Lana's avatar
Lana

Easy to use and amazing service

5
Really easy with real time updates, a great informative app and hardly any down time compared to some of the others Reviewed on: 11th April 2023
Rishi Sanassy's avatar
Rishi Sanassy

Easy to use

5
Very easy to apply for an use esp if you forget your pin. Dedo reccommend Reviewed on: 11th April 2023
Kevin Mccloy's avatar
Kevin Mccloy

Service

4
Very professional service and easy to manage account and great banking app Reviewed on: 11th April 2023
Mike Steven's avatar
Mike Steven

Easy to use

5
So easy to access and use of the app, contact with Zopa is straight forward aswell Reviewed on: 11th April 2023
Mark Oliver's avatar
Mark Oliver

Great product

5
Perfect product and great app with updates each time used Reviewed on: 11th April 2023
Lady-Joanne Nolan's avatar
Lady-Joanne Nolan

They are ace and will give me cash if they win!!

5
They are ace and will give me cash if they win!! Reviewed on: 11th April 2023
paul reardon's avatar
paul reardon

Great credit card

5
Great credit card, interest rates are excellent. They keep you up to date with spending and interest regularly. Highly recommended Reviewed on: 11th April 2023
WILLIAM HALL's avatar
WILLIAM HALL

Zopa Credit Card

5
I have been a customer for years now and I have never had any reason to complain fantastic service and always there to support keep up the good work Zopa Reviewed on: 11th April 2023
Jay Sinclair's avatar
Jay Sinclair

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