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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Careful and considerate lender

I have found Zopa to be a careful and considerate lender. They do not push for high credit limits and they keep you informed of your current credit status. Really useful app to track your spending and where you are with your account. Thanks Reviewed on: 11th April 2023

Can no fault

To be honest I can fault this company unlike other that try and sell you other products this company have been at the end of the phone when needed and are very understanding and only increasing your limit when they think you can afford to pay it back. Great company overall. Thanks for your support Zopa Reviewed on: 11th April 2023

Excellent service

Online app us very user friendly Reviewed on: 11th April 2023

Friendly

Customer friendly lots of customer Support if needed Reviewed on: 11th April 2023

Good rates

Best credit card company I’m with Reviewed on: 11th April 2023

Zopa credit card

This is a great card very help full no problems Reviewed on: 11th April 2023

Super friendly and a great product

The guys at zopa are super friendly and their credit card is a great product offering. I've always found my account very simple to manage and never had any problems. Reviewed on: 11th April 2023

How good

Brilliant never had any problems with zoopa Reviewed on: 11th April 2023

Simple

Simple to use app and good service. Reviewed on: 11th April 2023

Good all rounder

Some nice features built in to help keep on track such as the credit cushion Reviewed on: 11th April 2023

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