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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Excellent service *****

Great service, couldn’t complain! Reviewed on: 11th April 2023

Rent

It was nice and easy. No hassle to find rent accommodation. Reviewed on: 11th April 2023

Easy to use and helps me build my credit score

I’ve always been really happy with my Zopa credit card. The app is really easy to use and it is helping me to build my credit score and sort out my finances! Reviewed on: 11th April 2023

Good communication and simple app

The app is really different from others and easy to follow. I specifically like making a payment as this is shown and reflected immediately, not like others which can take up to 2 working days. Knowing you e pay on time is important. Reviewed on: 11th April 2023

Easy to use card and app

App and the card work seamlessly together, helping to manage the way you spend and save. Reviewed on: 11th April 2023

So easy

So easy to keep on top of your credit Reviewed on: 11th April 2023

Excellent service

I've always been able to plan my finances with this provider so simple to make payments Reviewed on: 11th April 2023

Friendly

Quick and easy to apply without judgement Reviewed on: 11th April 2023

Zopa Credit Card

This is a perfect credit card to have love how you make a payment and it clears it off your amount straight away it’s app is straight forward to use too this card is great for building up your credit score recommend Reviewed on: 11th April 2023

10

Very good advice good people easy many Reviewed on: 11th April 2023

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