Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Great card

5
Really easy to use app and keeps you updated on offers and balances Reviewed on: 11th April 2023
Gillian Roystone 's avatar
Gillian Roystone

Excellent credit card

5
Excellent services A very simple procedure to apply Brilliant services provided by the company Very best credit card company in the UK Reviewed on: 11th April 2023
S Mahmood 's avatar
S Mahmood

Recommended

5
Very impressive system and easy to use. Information clearly expressed Reviewed on: 11th April 2023
Lynne Penn 's avatar
Lynne Penn

Easy to use

5
Very quick response and very easy to use app. Reviewed on: 11th April 2023
Gina Paris's avatar
Gina Paris

Great card

4
My experience with Zopa has been great so far, the app is really easy to use and has all the right functionality required to get the most out of your card/account. Reviewed on: 11th April 2023
Seprina's avatar
Seprina

Good lender

5
Good fair lender with good rates monthly updates for lending for increase on card I have had no issues or disputes with them and get timely responses from them Reviewed on: 11th April 2023
James Robertson's avatar
James Robertson

Really good

5
I like this credit card and this service provides Reviewed on: 11th April 2023
viktorgreky@i.ua Grecu's avatar
[email protected] Grecu

Great service

5
I just needed a credit card with notifications for spending abroad. Zopa works a treat Reviewed on: 11th April 2023
Martin Wheat - Drone Vision UK's avatar
Martin Wheat - Drone Vision UK

Ease of use

5
Very helpful and easy to use app Reviewed on: 11th April 2023
Yorkie 's avatar
Yorkie

Good credit card

4
Easy to apply via website Website easy to use Reviewed on: 11th April 2023
David Coombes's avatar
David Coombes

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69089 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.83 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill