Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Good customer experience !

Very efficient and understanding of customer needs ! Reviewed on: 6th March 2026

Simple as simple can be

So easy to use and very straight forward, love it so so much, very simple hassle free no dramas, can’t ask for more than that 5 stars all round Reviewed on: 6th March 2026

It was very easy to apply for credit card from Zopa.

It was very easy to apply for credit card from Zopa. No fuss, no hassle. Very friendly customer service as well. Reviewed on: 6th March 2026

Fa tastic like a day on a sunny beach

Fa tastic like a day on a sunny beach Reviewed on: 6th March 2026

I always recommend Zopa

People ask me who is Zopa and I recommend Reviewed on: 6th March 2026

Quick and easy and fast application card arrived qui...

Quick and easy and fast application card arrived quick and got a good credit limit . Reviewed on: 6th March 2026

Great credit card

Easy to use app 24hr online help Reviewed on: 6th March 2026

Excellent service...

Very user friendly platform , customer service excellent Reviewed on: 6th March 2026

Had nothing but a pleasant experience with zopa.

Had nothing but a pleasant experience with zopa. I am always kept informed Reviewed on: 6th March 2026

Best credit card bank ever

Best credit card bank ever, couldn’t be happier with them and their customer services. Always very helpful and helps with issues Reviewed on: 6th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Choice Rewards Credit Card
from Lloyds Bank 4.15 from 14 reviews
Everyday spending credit cards
from Halifax 4.36 from 75 reviews
Classic Credit Card
from Bank of Ireland 4.06 from 6 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub