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Zopa: Credit card reviews

4.94
Based on 43,490 reviews, last reviewed 19th Mar 2026
155550% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

ZopaCredit Does everything you would expect from a credit card glad I. Chose Zopa Reviewed on: 19th March 2026
Barbara J's avatar
Barbara J

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile  Nkomo 's avatar
Thobekile Nkomo

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (43490)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

So easy to deal with everything...

5
Zopa are efficient and easy to deal with everything at the touch of a button Reviewed on: 15th January 2026

Zopa is simple to use & the app is easy to use, seem...

5
Zopa is simple to use & the app is easy to use, seems good value too. Reviewed on: 15th January 2026

Zopa have been very helpful and do not let me get in...

5
Zopa have been very helpful and do not let me get in debt Reviewed on: 15th January 2026

A good provider

5
Good communication and very clear information provided through their app. They also have a range of products on offer, that are easy to find. Reviewed on: 15th January 2026

I think its the best credit card ive ever had

5
I think its the best credit card ive ever had Reviewed on: 15th January 2026

Always willing to help great customer service

5
Always willing to help great customer service Reviewed on: 15th January 2026

I can't praise zopa enough excellent credit card

5
I can't praise zopa enough excellent credit card Reviewed on: 15th January 2026

Great overall product and always willing to help

5
Great overall product and always willing to help Reviewed on: 15th January 2026

Provision of the services provided to the customer a...

5
Provision of the services provided to the customer and the support Reviewed on: 15th January 2026

5 StarEfficiency of Service

5
Joining to receiving card was a pleasant experience. I like the drop boxes on menu in account and the flexibility to pay extra amounts. But like all cards keep up with payments or the interest will sting what you pay month;y. Reviewed on: 15th January 2026

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