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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Easy to use

5
Easiest to use app on the market Reviewed on: 11th April 2023
James's avatar
James

Very easy and simple to use credit card

5
Easy to apply card came through the post app downloaded. Simple and easy Reviewed on: 11th April 2023
Anand Gurung's avatar
Anand Gurung

Excellent Service and Features

5
Good Customer service, easy to navigate App and the features. Reviewed on: 11th April 2023
Natasha 's avatar
Natasha

Great card

5
Zopa gave me a chance to improve my score ... excellent card . easy to use mobile app. Reminder every month bill due . Would recommend Reviewed on: 11th April 2023
terry hilder's avatar
terry hilder

Starter card

3
Your balance doesn’t seem to ever increase. A great low balance starter card Reviewed on: 11th April 2023
Leashy's avatar
Leashy

Great card to use anywhere

5
I have a Zopa card. Use where you like. Great help and many more products Thant can help you at great rates. Reviewed on: 11th April 2023
Alan's avatar
Alan

So easy to use!!

5
I love the app. Easy to see what you have borrowed and how much you have left and also making payments is so easy! Reviewed on: 11th April 2023
Joely Harding's avatar
Joely Harding

Easy to use

5
Easy to use Keep you updated and informed Helpful Reviewed on: 11th April 2023
Hayley 's avatar
Hayley

Excellent quick easy

5
Always been easy and quick efficient service Reviewed on: 11th April 2023
Yasmin Kiani's avatar
Yasmin Kiani

Easy to use and so supportive

5
This is the best credit card company I have used and their customer service is great. Easy to use and they look after you. Reviewed on: 11th April 2023
Dave T's avatar
Dave T

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