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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Amazing app

Great lender , amazing app good rates of interest, keeps you on track and well informed. Reviewed on: 11th April 2023

Easy to Manage

Easy to manage online account., lots of advice available on the App. Reviewed on: 11th April 2023

Easy application

No fuss application, easy use app, as well Reviewed on: 11th April 2023

Excellent helps build credit score

Excellent credit card to build credit score easy to use so many tools to help you Reviewed on: 11th April 2023

Good service

Easy to use very good service easily to pay Reviewed on: 11th April 2023

No overseas charges

Easy to use app, good rates and no charges for using abroad. Highly recommended card Reviewed on: 11th April 2023

Amazing Zopa

Excellent service very efficient and will keep you updated with any financial or systems disruptions Reviewed on: 11th April 2023

Outstanding

This product helps me manage my finances without making me feel I have lost control Reviewed on: 11th April 2023

For the people

Helpful credit card for people of all back grounds. Simple and easy access to app. Lower interest rates than most. Just all round good experience using these guy's Reviewed on: 11th April 2023

Simple Credit Card

Straight forward simply credit card with no hidden or nasty surprises at the end of the month Easy to use and easy to repay through the app Reviewed on: 11th April 2023

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