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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very professional- great value.

Very professional- great value. Would definitely recommend. Reviewed on: 6th March 2026

Delivers what it says, no hidden fees

Delivers what it says, no hidden fees Reviewed on: 6th March 2026

High interest rate, but all credit cards seem to hav...

High interest rate, but all credit cards seem to have high ones these days. Reviewed on: 6th March 2026

Positive experience .

This has been straight forward and without any issues. I like especially the way they keep me updated with my account so not encouraged to keep to my limit Reviewed on: 6th March 2026

Clear and concise app easy to follow and informative...

Clear and concise app easy to follow and informative updates regulary on borrowing options eady payment schedule with several options to suit individual circumstances. Made to feel like a regulsr saver as opposied to a person no one wants to give credit too Reviewed on: 6th March 2026

Piece of mind

My time with Zopa has been easy and a piece of mind..You took my money worries away. Thank you Reviewed on: 6th March 2026

So easy to use great coustmer service very pleased

So easy to use great coustmer service very pleased Reviewed on: 6th March 2026

Easy to apply card with me quickly excellant service...

Easy to apply card with me quickly excellant service in every aspect Reviewed on: 6th March 2026

Excellent service all round can't fault it when I ne...

Excellent service all round can't fault it when I need anything I no i can ring customer service Reviewed on: 6th March 2026

Outstanding

Very good card that does what it says Reviewed on: 6th March 2026

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