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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43485 reviews)

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4.94

Based on 43,485 reviews, last reviewed 16th Mar 2026

155350% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great for spending. Great for spending. Helpful. Good for low credit score to get a card. Easy to use. Good working app. Good repayments. Would definitely recommend to ot... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43485)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Very good experience fast service

Very good experience fast service Reviewed on: 15th January 2026

Very easy to use card and app.

Very easy to use card and app. repayments are good value. Reviewed on: 15th January 2026

A company with all the angles covered

A company with all the angles covered Reviewed on: 15th January 2026

Its a great all round service and no complaints here

Its a great all round service and no complaints here Reviewed on: 15th January 2026

Mr Dovaston

When I’ve contacted Zopa, they’ve always helped me and answered my questions Reviewed on: 15th January 2026

Very helpful to me when I needed it

Very helpful to me when I needed it Reviewed on: 15th January 2026

Best card for people struggling with credit

I've always struggled to get credit after my ex husband left me in a lot of debt he did in my name behind my back. Zopa has given me this chance, so much so that I've referred other people to use this too. I love my Zopa card. It's helping my credit score so much. Reviewed on: 15th January 2026

Very good service from the start.

Very good service from the start. I enjoy having all the hints and tips to improve my credit score. I appreciate the ongoing communication which ensures I keep track of everything Reviewed on: 15th January 2026

Exhalant customer service, friendly and knowledgeabl...

Exhalant customer service, friendly and knowledgeable staff. Would recommend to friends and family Reviewed on: 15th January 2026

Good credit card for people who want to build back a...

Good credit card for people who want to build back a good credit score Reviewed on: 15th January 2026

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