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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great service

Great service, easy application process. Great qpp to control your account. Reviewed on: 11th April 2023

Easy app

Great application for mobile, easy to use, view statements etc Reviewed on: 10th April 2023

Good and easy with the app.

Ive not had any issues with Zopa and I'm quite happy with them. Reviewed on: 9th April 2023

Excellent

Easy quick to use and very satisfying. Reviewed on: 9th April 2023

Better than sliced bread

Best thing since bread that's been sliced Reviewed on: 9th April 2023

Review

Zopa helped me when I needed highly recommend it. Reviewed on: 9th April 2023

Amazing

Fast, effective, efficient. Put me a ease. Superb job. Reviewed on: 7th April 2023

Best deal around

Zopa are great even if you don't have the best credit, they are easy to apply to and simple to understand. They are helping me to build up my credit score and I think they are a great company. Very trustworthy and quick. Reviewed on: 7th April 2023

Good service

Very helpful when needed quickly Reviewed on: 7th April 2023

Best card ever

Best credit card ever, no additional costs abroad, great rates, everything so easy. Reviewed on: 7th April 2023

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