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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

realy good

good card great app so can do and check ball ect Reviewed on: 10th March 2023

Great Finance Company

Great company, Great customer services staff, always friendly and polite. Never had any need to complain. Reviewed on: 10th March 2023

Very good

Very good and very helpful and listened to customers Reviewed on: 10th March 2023

Simple and easy

Brilliant CC, reasonable APR and competitive credit limit Reviewed on: 9th March 2023

Good card

Easy staff and helpfull , card is really easy to use Reviewed on: 9th March 2023

So easy to manage

Really easy to manage your money. App is so straight forward. There's also a spending buffer you can set to avoid going over your limit that you can set yourself. Would highly recommend. Reviewed on: 9th March 2023

happy customer

I am a happy customer, because I can access my credit card online. I froze my credit card, and was able to activate my card as quickly as possible, and when I requested for a new card, as it was lost, the card replacement was also very quick. Reviewed on: 8th March 2023

Fantastic service

I used this as a credit card for emergencies and was impressed by service when I called Reviewed on: 8th March 2023

Excellent service

Brilliant service, would highly recommend Reviewed on: 8th March 2023

The best help full card

I am so happy for using the credit card Reviewed on: 8th March 2023

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