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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44351 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Super

Great company, easy to use app and help and support at the click of a button. Reviewed on: 28th February 2023

Best credit card I have had.!

I was sent the zopa card when it was a bad month financially and it helped to get what we needed Reviewed on: 28th February 2023

Easy to use credit

Very easy application process to apply. the app works well nice and simple not overly complicated to use. good product! Reviewed on: 28th February 2023

Top rated

One of the best credit cards that I’ve used! Reviewed on: 28th February 2023

Credit Card

I find the card and associated inline facilitie to be first class. I've online banking app is intuitive and na easy to use. Thank you. Reviewed on: 28th February 2023

Very simple and easy to use

Great service and very secure perfect for online shopping and when in need of extra cash Reviewed on: 27th February 2023

Great

Easy application easy to use app what more do you need to build credit score or to simply buy the bit you need but haven't got cash for Reviewed on: 27th February 2023

Responsible lender

I’m using zopa credit card over an year and I do repayment on time every month thus zopa kind enough to increase my credit limit Reviewed on: 27th February 2023

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Excellent customer service and easy to manage

Customer service is excellent and they are fully aware of the product. Gives all the necessary information when asked. Reviewed on: 27th February 2023

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