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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44351 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent

Easy to apply, straightforward. Got card within days of applying xx Reviewed on: 27th February 2023

Saved my sanity!

I’m so grateful for Zopa! It’s helped me with the emergencies of 3 teenagers and a poorly olive pickle!! I’d be grey and stressed without it! Thank you x Reviewed on: 27th February 2023

Out standing card

Love the app and very reasonable interest rates. Reviewed on: 27th February 2023

Good

Love it good and easy to use helps out alot when needed Reviewed on: 27th February 2023

Easy to use app and good customer service

Good card! Easy to use app good customer service Reviewed on: 26th February 2023

Great Credit Card

I really enjoy how reliable this credit card is. The customer support is excellent. I love how the repayments are instant and don’t have to wait 2-5 working days for it to show on your balance Reviewed on: 26th February 2023

Second to none

Excellent service provider. Clear and precise information on their services. No hidden extras, very user friendly online. Reviewed on: 26th February 2023

Easy to apply, great app to manage

Really like the Zopa app to manage my credit card. Easy and no jargon. Reviewed on: 26th February 2023

Straightforward Process

Simple and straightforward application and usage app Reviewed on: 26th February 2023

Great and easy to use

Great and easy to use on the app..... Reviewed on: 26th February 2023

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