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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44351 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very easy and quick to use app

Very easy and quick to use app. Payments accepted everywhere Reviewed on: 26th February 2023

Very professional and friendly

Was able to help provide a credit card when no one else would to start my credit rebuild Reviewed on: 26th February 2023

Zopa card

One of the best credit card I have had easy access and easy to use Reviewed on: 26th February 2023

Best Bank

Easy fast and simple and friendly staff. Reviewed on: 26th February 2023

Excellent customer service and app is easy to use

I would recommend Zopa to anyone I have a credit card and the app is so easy to use and they provide excellent customer service Reviewed on: 26th February 2023

Zopa Card review

Amazing experience. Good customer service and payment methods are flawless Reviewed on: 26th February 2023

Easy management

Easy to follow your spending and payments using the app getting alerts when reaching your limit and set a spending buffer so you never spend more than your credit limit. Top product highly recommended Reviewed on: 26th February 2023

Excellent easy service

Quick response time. Easy payments Professional, friendly, knowledgeable customer service. Reviewed on: 26th February 2023

Would definitely recommend

Had credit card for a while now and are very pleased in the way you can spend without any problems.. Reviewed on: 26th February 2023

Saviour

Pretty good service, much needed help at the time. No issues so far Nice customer interface and updates. Reviewed on: 26th February 2023

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