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Zopa: Credit card reviews

4.94
Based on 43,493 reviews, last reviewed 19th Mar 2026
155700% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always great response . Always great response . Good app . Clear numbers . Easy to pay . Helpful support team Reviewed on: 19th March 2026
Christine O's avatar
Christine O

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile  Nkomo 's avatar
Thobekile Nkomo

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (43493)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

I have found Zopa very good and when needed they hav...

5
I have found Zopa very good and when needed they have solved me issue straight away. Reviewed on: 15th January 2026

Yeah, I like so Zopa Bank the last time I speak to o...

5
Yeah, I like so Zopa Bank the last time I speak to one of the customer I get very good help and I really happy with that Reviewed on: 15th January 2026

Amazing provider

5
Helpful, service with great rates Reviewed on: 15th January 2026

It's very easy to use .I always use for buying online

5
It's very easy to use I always use online perching Reviewed on: 15th January 2026

Easy to make payments and check your balance...

5
Easy to make payments and check your balance Reviewed on: 15th January 2026

Very easy to keep track of transactions.

5
Very easy to keep track of transactions. It's been a life saver. As been there for difficult time. Reviewed on: 15th January 2026

I get up to date notifications on my app, my spendin...

5
I get up to date notifications on my app, my spending is notified and payments are made clear . Also payments are notified to who and wats needing paid , just a great service very helpful and clear Thankyou Zopa Reviewed on: 15th January 2026

A common sense credit solution

5
A functional intuitive app, live communication and updates with clear markets to help you track your account. For me in the last 15. Months Zopa have been the standout credit solution Reviewed on: 15th January 2026

100% recommended

5
Great service, 100% recommend , great rate. Reviewed on: 15th January 2026

Easy to use platform

5
Easy to use platform, great customer service Reviewed on: 15th January 2026

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