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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43485 reviews)

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4.94

Based on 43,485 reviews, last reviewed 16th Mar 2026

155350% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great for spending. Great for spending. Helpful. Good for low credit score to get a card. Easy to use. Good working app. Good repayments. Would definitely recommend to ot... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43485)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

100% recommended

Great service, 100% recommend , great rate. Reviewed on: 15th January 2026

Easy to use platform

Easy to use platform, great customer service Reviewed on: 15th January 2026

Excellent.

Excellent. Never a problem. Would fully recommend to all. Reviewed on: 15th January 2026

very good and effective account l

very good and effective account l Reviewed on: 15th January 2026

Never had an issue always in contact

Never had an issue always in contact Reviewed on: 15th January 2026

It's Zopa for me

Very easy to use ,customer service over the phone was excellent.highly recommend Reviewed on: 15th January 2026

It was an easy application and very straightforward

It was an easy application and very straightforward Reviewed on: 15th January 2026

Great experience

Found them efficient and very easy to complete. No fyss ir hassle and sirted in minutes Reviewed on: 15th January 2026

Great customer service would definitely recommend

Great customer service would definitely recommend Reviewed on: 15th January 2026

Quick easy stress free lending with easy access thro...

Quick easy stress free lending with easy access through a simple app Reviewed on: 15th January 2026

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