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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44351 reviews)

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4.87

Based on 44,351 reviews, last reviewed 17th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Credit card

Gives someone a chance to have a credit card and build their credit rating. Where other companies turned people down Reviewed on: 23rd February 2023

Not bad to build credit

Easy process great customer service Reviewed on: 23rd February 2023

Efficient Service

I would recommend Zopa as I find them to offer an efficient professional service Reviewed on: 23rd February 2023

great card

always there to help with good advice Reviewed on: 23rd February 2023

Excellent product

Extremely good credit card seevice Quire to respond to any query Very good app Reviewed on: 23rd February 2023

Super handy little card!

The Zopa app makes this card so easy to manage and is so user friendly. Definitely the best credit card I have ever used. Reviewed on: 23rd February 2023

Very good friendly and easy to use

The app is so clear and explains everything you need to know. Eg your pin. Can freeze card. I love the texts I get when I use my card Reviewed on: 23rd February 2023

cool

credit carts always help , when you need support Reviewed on: 23rd February 2023

Exceptional

Applied for this card to do a balance transfer to reduce interest,was so quick & simple with no effort at all,amazing to Zopa Reviewed on: 23rd February 2023

Credit Card

My experience has been nothing but great. No hassle no issues and the app is super easy to use Reviewed on: 23rd February 2023

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