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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,351 reviews, last reviewed 17th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Revolutionary and fresh

5
I hadn’t taken up credit in many years and when my cousin recommended Zopa to me last year after I tried borrowing some money from him I was a bit sceptical at first until I summoned the courage to have a look and give it a try. It’s clear concise and offers other friendly products which includes advice on saving money, monitoring and improving your credit rating and borrowing power. Reviewed on: 23rd February 2023
sokiblue@yahoo.com's avatar
[email protected]

Not a bad company

5
Very easy going, easy to use, very good Reviewed on: 23rd February 2023
Michael Prout's avatar
Michael Prout

Excellent service

5
Excellent service from card application to card delivery and the apps ease of use. Reviewed on: 23rd February 2023
Scott's avatar
Scott

Helped me get my credit score up

5
The App is really good and easy to use. I have been struggling to find a provider to accept me and help me get my credit score back up. Zopa has done both Reviewed on: 23rd February 2023
Jayne Richardson's avatar
Jayne Richardson

everything is ok

5
everything is ok God bless you for youre great support Reviewed on: 23rd February 2023
Stefan Stefanov's avatar
Stefan Stefanov

Excellent service

5
Easy and straightforward, excellent service and customer service, highly recommended Reviewed on: 23rd February 2023
Joanne law's avatar
Joanne law

So efficient

5
Absolutely great service Also the online app is foolproof In my opinion this company are totally here for the client Reviewed on: 23rd February 2023
Kevin Nolan's avatar
Kevin Nolan

Whoosh !

5
Really helpful and easy to deal with. Straightforward with a good clear to understand and use app. Really helpful when a bit of credit was needed with the bonus of improving credit score. Thanks guy’s Reviewed on: 23rd February 2023
TCB's avatar
TCB

Zopa, the best financial aid

5
Excellent! Great customer experience so far. Definitely recommend Reviewed on: 23rd February 2023
Adetayo Adetunji's avatar
Adetayo Adetunji

Great company

5
Very easy to use app which is so informative. Customer service excellent and always there to help Reviewed on: 23rd February 2023
Barry Hurren's avatar
Barry Hurren

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