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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44351 reviews)

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4.87

Based on 44,351 reviews, last reviewed 17th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

App easy to manage

The Zopa credit card is made easy to manage by an easy to use App. Reviewed on: 22nd February 2023

Great service

Using the Zopa app makes it easy to track my spending and manage my card. No hassle and very reliable service. Reviewed on: 22nd February 2023

A no fuss responsible lender

It was straightforward and easy to apply for the card The app is very informative and easy to use and understand I have never had a problem with it Zopa is a responsible lender and truly gives credit limits to suit you they do not keep increasing it even if it is clear that you cannot really afford it Great customer service as well What they promise is what you get I would definitely recommend them Reviewed on: 22nd February 2023

Excellent

Super helpful app with extra tips and money advice available Reviewed on: 22nd February 2023

Good card

Good card no hassle from them if you don't use it for a while unlike some lenders all in all very happy with them Reviewed on: 22nd February 2023

Hassle free Help

My Zopa credit card has come in handy a few times during this cost of living crisis. What I love most is the ease with which I browse the Zopa website and transact my business hassle free. Reviewed on: 22nd February 2023

Easy to use

User friendly, easy access and there a lot more to offer Reviewed on: 22nd February 2023

Great Credit Card

A Wonderful Credit Card!! It Allows You To Repay and Use Balance Straight Away Reviewed on: 22nd February 2023

Excellent Card

Marvellous card, O even used it in my home county ,no hassle Reviewed on: 22nd February 2023

Great Service from Zopa

From applying to receiving my card and making an initial purchase. Quick, easy and clear, concise communication. What more could you want? All online too. Reviewed on: 22nd February 2023

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