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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44351 reviews)

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4.87

Based on 44,351 reviews, last reviewed 17th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great card

Great company and great experience Reviewed on: 22nd February 2023

Brilliant

This company couldn’t be any better, customer service Great excellent service Reviewed on: 22nd February 2023

Very good service

Zopa provides very good customer service Reviewed on: 22nd February 2023

quick, easy to sign up, professional and very helpful if you have any problems

I went online to look for a credit card and came across Zopa. Had a look at the app and followed the instructions and within 20min my account was set up and the card was in the post on its way to me. Great service!! Reviewed on: 22nd February 2023

Great

Fantastic credit card benefits with great customer service Reviewed on: 22nd February 2023

best banking app

really easy to use, good rate, good customer service Reviewed on: 22nd February 2023

Great service

Good service and low ARP. They have best service Reviewed on: 22nd February 2023

Brilliant lender

Very fair and responsible, competitive and easy to contact. Would highly recommend Zopa to anyone who needs credit. Reviewed on: 22nd February 2023

Credit card

Great card and the app let's you keep track of your spending and paying you bill Reviewed on: 22nd February 2023

Simple and upfront!

Very easy to deal with. No fuss no hassle Reviewed on: 22nd February 2023

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