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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great so far

So far zopa has been fantastic. Very helpful app and very helpful staff on the phone. Reviewed on: 22nd February 2023

Wonderful Zopa

I have had my card for some time now and find it easy to use, no jargon language. Plain and simple. Thanks Reviewed on: 22nd February 2023

Ease and convenience

Great card to carry. Easy to apply for, good rates of acceptance and interest. Wouldn't be without it! Reviewed on: 22nd February 2023

Excellent/manageble/and easy to use

The ability to set a limit on your credit card really helps you budget and save better. Reviewed on: 22nd February 2023

Excellent

Excellent service,easy to use app and much better service than some of their competitors I've used. Reviewed on: 22nd February 2023

Mr

They have helped me out when needed Reviewed on: 22nd February 2023

Credit Card Application

Very easy and customer friendly process for application, backed by excellent website. Reviewed on: 22nd February 2023

Good stuff

Easy application, good credit limit, food Apr Reviewed on: 22nd February 2023

Great credit builder

The Zopa Credit Card and app have made credit management so easy. You're able to set a limit as to how much you should want to spend. Reviewed on: 22nd February 2023

Best credit card

I have found Zopa very useful with getting my credit rating back Reviewed on: 22nd February 2023

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