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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44351 reviews)

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4.87

Based on 44,351 reviews, last reviewed 17th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent/manageble/and easy to use

The ability to set a limit on your credit card really helps you budget and save better. Reviewed on: 22nd February 2023

Excellent

Excellent service,easy to use app and much better service than some of their competitors I've used. Reviewed on: 22nd February 2023

Mr

They have helped me out when needed Reviewed on: 22nd February 2023

Credit Card Application

Very easy and customer friendly process for application, backed by excellent website. Reviewed on: 22nd February 2023

Good stuff

Easy application, good credit limit, food Apr Reviewed on: 22nd February 2023

Great credit builder

The Zopa Credit Card and app have made credit management so easy. You're able to set a limit as to how much you should want to spend. Reviewed on: 22nd February 2023

Best credit card

I have found Zopa very useful with getting my credit rating back Reviewed on: 22nd February 2023

excellent service

very smooth process and no hassle Reviewed on: 22nd February 2023

Super Zopa

Zopa don’t judge people there help them from zero to hero Reviewed on: 22nd February 2023

Best lending company

Verry happy with everything for the start wit the application fast response and credit limit Reviewed on: 22nd February 2023

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